COMMERCIAL REAL ESTATE FINANCING. REDEFINED.
Capital Solutions Built for CRE.
Commercial Capital Advisory Firm
Flex V Capital arranges bridge loans, DSCR loans, hard money, SBA, construction, and commercial mortgages for real estate investors and business owners nationwide.
Fast. Flexible. Advisor-Direct.
Financing Programs
Commercial Financing for Every Asset Class
From acquisition to construction to refinance — we structure and source the right capital for your transaction.
Commercial Real Estate Mortgages
Long-term fixed and variable rate financing for office, retail, industrial, and mixed-use properties.
Learn MoreDSCR Investor Loans
Qualify on rental income — not personal income. Ideal for real estate investors scaling their portfolio.
Learn MoreBridge & Hard Money Loans
Fast, flexible short-term capital for acquisitions, repositioning, and time-sensitive transactions.
Learn MoreConstruction & Development Financing
Ground-up construction and major renovation loans for developers and experienced investors.
Learn MoreMultifamily & Mixed-Use Financing
Agency, CMBS, and bridge financing for apartment buildings, mixed-use assets, and multifamily portfolios.
Learn MoreCommercial Cash-Out Refinancing
Unlock equity in your commercial property to fund acquisitions, improvements, or business operations.
Learn MoreIndustrial & Warehouse Financing
Specialized financing for industrial facilities, distribution centers, flex space, and cold storage.
Learn MoreOwner-Occupied Commercial Loans
SBA and conventional financing for businesses purchasing or refinancing their own commercial space.
Learn MoreTools
Commercial Mortgage Calculator
Estimate your monthly payments, total interest, and loan-to-value ratio instantly.
Commercial Mortgage Calculator
Estimate your monthly payments and loan details
Enter your loan details
Fill in the fields on the left and click "Calculate Payment" to see your estimated monthly payment and loan breakdown.
Why Choose Us
The Flex V Capital Advantage
We combine deep market knowledge with access to a broad network of capital sources to deliver financing solutions that banks and conventional lenders cannot.
Commercial Financing Expertise
Over 15 years structuring complex commercial real estate transactions across every major asset class and market cycle.
Access to Multiple Lending Sources
We work with an extensive network of banks, credit unions, private lenders, debt funds, and agency sources to find the right fit for your deal.
Customized Capital Structures
Every transaction is different. We tailor loan structures — rate, term, leverage, and recourse — to match your specific investment strategy.
Solutions for Complex Transactions
Distressed assets, transitional properties, mixed-use, and non-stabilized deals that require creative structuring and experienced execution.
Nationwide Financing Coverage
We source and structure commercial financing across New York, New Jersey, Florida, and markets nationwide — wherever your deal is located.
Dedicated Transaction Guidance
From initial inquiry through closing, you work directly with an experienced advisor who manages your transaction from start to finish.
Track Record
Commercial Financing Arranged Across New York
Flex V Capital connects borrowers with the right lender for their deal — bridge loans, DSCR, hard money, SBA, construction, and commercial mortgages.
Advisor-Direct Access — No Referral Markups
We work directly with our lending partners — no referral fees, no unnecessary markups, no third-party delays. You deal directly with the decision-makers.
Speed When It Matters Most
Commercial deals move fast. Our 48-hour pre-approval and 2-week closing capability means you never lose a deal to a slow lender.
Industry Expertise Across Every Sector
From CMBS and Fannie Mae to breweries, medical practices, and mixed-use — we've seen and funded it all. Complex deals are our specialty.
Financing Scenarios
Illustrative Financing Scenarios
Representative examples of the types of commercial financing Flex V Capital arranges. These are illustrative scenarios — not verified closed transactions.
Borrower needed bridge financing to acquire a value-add mixed-use property before a competing offer closed. Bridge loan structured to allow time for stabilization and permanent financing.
Get similar financingSelf-employed investor refinancing a stabilized multifamily property. DSCR qualification based on rental income — no personal income documentation required.
Get similar financingMedical practice owner purchasing their building. SBA 504 structure provided high-LTV financing at a fixed rate, converting occupancy costs from variable rent to a predictable mortgage payment.
Get similar financingEvery deal is different. Tell us about yours.
Discuss Your DealProperty Types
We Finance Every Commercial Property Type
From multifamily to medical office — our lending network covers the full spectrum of commercial real estate asset classes.
Our Process
From Application to Closing in 4 Steps
Submit Your Financing Request
Complete our brief online inquiry or call us directly. We respond within hours, not days.
Initial Review & Loan Structuring
We analyze your deal, identify the right capital sources, and structure a financing solution tailored to your transaction.
Lender Underwriting & Due Diligence
Your file is submitted to the most suitable lenders. We manage the process and keep you informed at every stage.
Closing & Funding
We coordinate with all parties to ensure a smooth, on-time closing and funding of your commercial loan.
Why Flex V Capital
A Capital Advisory Firm That Works for You
We work directly with banks, credit unions, debt funds, and private lenders — no referral markups, no unnecessary middlemen. You deal with the people making the decision.
Multifamily, mixed-use, office, retail, industrial, self-storage, medical, construction, and owner-occupied — we arrange financing across the full commercial real estate spectrum.
Bank declined? Self-employed? Foreign national? Value-add property? We specialize in transactions that require creative structuring and lender relationships beyond conventional channels.
Referral Partners & CPAs
A Better Lending Partner For You.
Help your clients. Grow your practice. We work with accountants, CPAs, and referral partners to provide faster approvals, better rates, and flexible solutions for your clients.
Financing Solutions for Your Clients
Your clients win. You win. We all grow together.
Get Rate Updates & Exclusive Deals
Join investors, business owners, and referral partners who receive our market insights, rate alerts, and exclusive financing opportunities — straight to their inbox.
All Programs
Every Financing Program We Offer
From commercial mortgages and bridge loans to SBA financing and working capital — explore every program in detail.
Ready to fund your next deal?
Speak with a senior loan officer today. No obligation, no pressure — just straight answers about your financing options.
FAQ
Commercial Lending Questions Answered
Everything you need to know about commercial mortgages, bridge loans, and business financing in New York.
Still have questions? Talk to a loan officer or call (917) 791-2560.
Commercial Lending Research & Resources
Original data, guides, and tools for real estate investors and commercial borrowers — free to use and cite.
Real-time SOFR, Prime, and Treasury-indexed rate ranges for DSCR, bridge, hard money, SBA 504, and conventional commercial loans. Updated daily.
Quarterly benchmark report: rate ranges by loan type, property type, and rate index. Original data licensed CC BY 4.0 — free to cite.
Everything investors need to know about DSCR loans — qualification, NYC nuances, rate benchmarks, and a step-by-step checklist.
Side-by-side comparison of 8 commercial loan types across 10 criteria. Interactive decision guide to find the right financing for your deal.
40+ defined terms — LTV, DSCR, NOI, SOFR, cap rate, and more — with cross-linked definitions and plain-English explanations.
Representative examples of the types of commercial financing Flex V Capital arranges — bridge, DSCR, construction, and commercial mortgages. Illustrative only.
Financing guides, external authority links, and tools for investors, business owners, and mortgage professionals.